Take a White Penny Loaf and cut straight across the dome of the loaf, about 2-2.5cm from the top.
Remove the top and cut in half lenthways these can be used as dippers.
Using a teaspoon, gently pull the inner bread from the interior leaving a 2.5cm thickness along the sides.
Fill the cavity of the loaf with the chocolate and refit the 2 dome strips of bread. Pop in lunchbox with the fruit in a separate tub.